Personal Financial Solutions
We understand that individuals (self-employed/paid employments) would have personal needs arising from time to time (house rent, school fees, etc.). We believe these are short term urgent needs that our clients need not worry themselves about.
Interest Rate
5% Monthly
On reducing balance
Maximum Tenure
6-8 Months
Varies by loan type
Quick Processing
Fast approval and disbursement to meet your urgent financial needs
Flexible Terms
Customized repayment structures based on your financial situation
Competitive Rates
Attractive interest rates at 5% monthly on reducing balance
Types of Personal Loans
Our personal loans can be customized into various loan types based on usage and need, each with similar features but different repayment structures and tenures.
Employees Personal Loan (E-PLAN)
Salary LoanThis product is designed to assist workers in well structured organizations with regular salaries that require funds urgently to meet pressing personal financial obligations.
Maximum Tenure
Up to 8 months
- Maximum tenure of 8 months
- Post dated cheques on salary account
- Credible guarantor(s) required
- Quick processing for employees
Personal Loan for Self Employed
This product is designed to assist self employed individuals with good cash flow (shown by bank statements) that requires funds urgently to meet pressing personal financial obligations.
Maximum Tenure
Up to 6 months
- Maximum tenure of 6 months
- Good cash flow required
- Additional collateral needed
- Bank statements verification
Education Loan
A special variant designed to assist individuals (or their children/spouses/relatives) who intend to study abroad to secure their travel documents or finalize the admission processes.
Maximum Tenure
Up to 3 months
- Study abroad assistance
- Travel document support
- Joint mandate account
- Pre-university school partnerships
Common Use Cases
Our personal loans can be customized for various personal and social needs.
Education Loan
School fees, study abroad expenses, educational materials
Travel Loan
Travel expenses, vacation funding, emergency trips
Rent Loan
House rent, apartment deposits, relocation expenses
Emergency Loan
Medical expenses, urgent personal needs, family emergencies
Loan Requirements
Requirements vary by loan type and employment status. Here's what you'll typically need.
- Valid identification documents
- Employment letter/confirmation
- Salary account statements
- Post-dated cheques
- Credible guarantor(s)
- Valid identification documents
- Bank statements (6 months)
- Business registration documents
- Additional collateral (vehicle, etc.)
- Credible guarantor(s)