Business Loans

Quick funding solutions for your business needs with industry-leading 72-hour processing time. Get the capital you need to grow your business and meet deadlines.

Fast Business Financing

Our business loans are targeted at providing quick funds to business concerns towards meeting deadlines and attaining profitability and growth. We pride ourselves on being able to deliver within the shortest possible time within the industry.

Interest Rate

5% Monthly

On reducing balance

Maximum Tenure

6 Months

Flexible repayment terms

Key Benefits

  • 72-hour processing time
  • Competitive interest rates
  • Flexible collateral options
  • Professional service delivery
African female business owner in her retail store holding cash and documents

Types of Business Loans

Choose from our range of business loan products designed to meet different business needs and situations.

Working Capital Loans (WCL)
Are you out of stocks? Do you want to be more efficient in your business? Improve your working capital position in a unique way at attractive interest rates.
  • Quick stock replenishment
  • Improved cash flow
  • Business efficiency enhancement
  • Attractive interest rates
Stop Gap Loans (SGL)
While waiting for the disbursement of an approved loan or financial package from conventional banks or other sources of funding, our clients may utilize this facility to avoid losing time on their projects.
  • Bridge financing solution
  • No project delays
  • Quick approval process
  • Flexible terms
Special Purpose Loans (SPL)
The SPL product is a quick financial response to LPOs, PoS, Project and contract finances. We meet your contract deadlines and make your contract originators happy and proud of you.
  • LPO financing
  • Contract execution support
  • Project funding
  • Deadline compliance

Loan Requirements

Simple and straightforward requirements to get your business loan approved quickly.

Required Documents
  • Business registration documents
  • Bank statements (6 months)
  • Financial statements
  • Valid identification
  • Business plan (if applicable)
Collateral & Guarantors
  • Appropriate collateral (vehicles, properties)
  • Credible guarantor(s)
  • Guarantor identification documents
  • Collateral valuation documents
  • Insurance coverage (if applicable)

Success Stories

See how our business loans have helped Nigerian businesses achieve their goals and transform their operations.

"
UT Financial Services helped us secure working capital within 48 hours when we needed it most. Their quick processing and professional service saved our business deal.
Adebayo Ogundimu

Adebayo Ogundimu

CEO, Adonijah Agrifood Ltd

Verified Success Story
"
The stop gap loan was exactly what we needed while waiting for our bank loan approval. We didn't have to delay our production schedule.
Chinedu Okwu

Chinedu Okwu

CFO, Solace Nigeria Ltd

Verified Success Story

Ready to Grow Your Business?

Get the funding you need in just 72 hours. Apply for a business loan today and take your business to the next level.