Fast Business Financing
Our business loans are targeted at providing quick funds to business concerns towards meeting deadlines and attaining profitability and growth. We pride ourselves on being able to deliver within the shortest possible time within the industry.
Interest Rate
5% Monthly
On reducing balance
Maximum Tenure
6 Months
Flexible repayment terms
Key Benefits
- 72-hour processing time
- Competitive interest rates
- Flexible collateral options
- Professional service delivery

Types of Business Loans
Choose from our range of business loan products designed to meet different business needs and situations.
Working Capital Loans (WCL)
Are you out of stocks? Do you want to be more efficient in your business? Improve your working capital position in a unique way at attractive interest rates.
- Quick stock replenishment
- Improved cash flow
- Business efficiency enhancement
- Attractive interest rates
Stop Gap Loans (SGL)
While waiting for the disbursement of an approved loan or financial package from conventional banks or other sources of funding, our clients may utilize this facility to avoid losing time on their projects.
- Bridge financing solution
- No project delays
- Quick approval process
- Flexible terms
Special Purpose Loans (SPL)
The SPL product is a quick financial response to LPOs, PoS, Project and contract finances. We meet your contract deadlines and make your contract originators happy and proud of you.
- LPO financing
- Contract execution support
- Project funding
- Deadline compliance
Loan Requirements
Simple and straightforward requirements to get your business loan approved quickly.
Required Documents
- Business registration documents
- Bank statements (6 months)
- Financial statements
- Valid identification
- Business plan (if applicable)
Collateral & Guarantors
- Appropriate collateral (vehicles, properties)
- Credible guarantor(s)
- Guarantor identification documents
- Collateral valuation documents
- Insurance coverage (if applicable)
Success Stories
See how our business loans have helped Nigerian businesses achieve their goals and transform their operations.
"
UT Financial Services helped us secure working capital within 48 hours when we needed it most. Their quick processing and professional service saved our business deal.

Adebayo Ogundimu
CEO, Adonijah Agrifood Ltd
Verified Success Story
"
The stop gap loan was exactly what we needed while waiting for our bank loan approval. We didn't have to delay our production schedule.

Chinedu Okwu
CFO, Solace Nigeria Ltd
Verified Success Story