Corporate Governance
We maintain the highest standards of corporate governance, ensuring transparency, accountability, and ethical conduct in all our operations.
Governance Framework
Our governance framework is built on the principles of transparency, accountability, fairness, and responsibility.
- • Independent directors majority
- • Regular board meetings
- • Specialized committees
- • Annual performance evaluation
- • CBN regulatory compliance
- • Regular regulatory reporting
- • Internal audit function
- • External audit oversight
- • Customer feedback systems
- • Regular stakeholder meetings
- • Transparent communication
- • Community involvement
Policies & Procedures
Our comprehensive policies ensure consistent, ethical, and compliant operations across all business activities.
Our code of conduct outlines the ethical standards and behavioral expectations for all employees and stakeholders.
- • Integrity and honesty in all dealings
- • Confidentiality and data protection
- • Conflict of interest management
- • Anti-corruption and bribery policies
Comprehensive risk management framework to identify, assess, and mitigate operational and financial risks.
- • Credit risk assessment procedures
- • Operational risk controls
- • Market risk monitoring
- • Business continuity planning
Robust compliance framework ensuring adherence to all applicable laws, regulations, and industry standards.
- • Anti-money laundering (AML) policies
- • Know Your Customer (KYC) procedures
- • Data protection and privacy
- • Consumer protection measures
Strong internal control systems to ensure accurate financial reporting and operational efficiency.
- • Segregation of duties
- • Authorization limits and approvals
- • Regular internal audits
- • Management oversight and review
Regulatory Information
Key regulatory information and compliance certifications that demonstrate our commitment to operating within the legal framework.
CBN License
Licensed by the Central Bank of Nigeria as a Non-Bank Financial Institution
Active Since 2009Regulatory Reporting
Regular submission of required reports to regulatory authorities
Up to DateContact Information
Registered Office: 3/5 Regina Omolara Street, Off Agbaoku Street, Ikeja, Lagos
Email: governance@utfinancialservices.com
Regulatory Authority: Central Bank of Nigeria (CBN)