Privacy Policy

Your privacy is important to us. Learn how we collect, use, and protect your personal information.

Last updated: January 2025

Introduction

UT Financial Services Nigeria Limited ("we," "our," or "us") is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us.

Information We Collect

Personal Information

  • • Full name, address, and contact information
  • • Government-issued identification numbers
  • • Financial information and credit history
  • • Employment and income details
  • • Bank account and transaction information

Technical Information

  • • IP address and device information
  • • Browser type and version
  • • Website usage and navigation patterns
  • • Cookies and similar tracking technologies

How We Use Your Information

Service Provision

  • • Process loan applications
  • • Conduct credit assessments
  • • Manage customer accounts
  • • Provide customer support

Legal Compliance

  • • Meet regulatory requirements
  • • Prevent fraud and money laundering
  • • Comply with CBN regulations
  • • Maintain accurate records

Data Protection & Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, access controls, and regular security assessments.

Your Rights

  • • Right to access your personal information
  • • Right to correct inaccurate information
  • • Right to request deletion of your data
  • • Right to restrict processing
  • • Right to data portability

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

customerservices@utfinancialservices.com
+234 123 456 7890