Driving Growth Through Tailored Financial Services

UT Financial Services Nigeria Limited is a CBN-licensed non-bank financial institution providing tailored business loans, personal loans, auto & equipment leasing, and financial advisory services since 2009.

Who We Are

UT Financial Services Nigeria Limited is a subsidiary of UT Holdings Ghana, established in 2009 as a licensed non-bank financial institution by the Central Bank of Nigeria.

We specialize in providing quick, reliable financial solutions to individuals and corporate bodies, including SMEs, with a commitment to delivering within the shortest possible time in the industry.

CBN Licensed

Regulated by Central Bank of Nigeria

15+ Years

Serving Nigerian businesses

72 Hours

Quick loan processing

Professional African businessman representing UT Financial Services leadership

2009

Established

Our Services

We offer a comprehensive range of financial services designed to meet the diverse needs of individuals and businesses across Nigeria.

Business Loans

Quick funding solutions for working capital, stop gap, and special purpose loans with 72-hour processing.

Working Capital Loans
Stop Gap Loans
Special Purpose Loans

Rate: 5% monthlyTenure: Up to 6 months

Personal Loans

Personal and social loans for employees and self-employed individuals for urgent financial needs.

Employee Personal Loans
Self-Employed Loans
Education Loans

Rate: 5% monthlyTenure: 6-8 months

Auto & Equipment Leasing

Flexible financing for vehicles and equipment with stress-free repayment terms.

Vehicle Financing
Equipment Loans
60% Financing

Rate: 3-4% monthlyTenure: 6-24 months

Market Borrowing/Investments

Investment opportunities and market borrowing services for portfolio growth.

Investment Products
Market Borrowing
Portfolio Management

Rate: CompetitiveTenure: Flexible

Financial Advisory

Expert financial guidance and advisory services for individuals and businesses.

Financial Planning
Investment Advice
Risk Management

Rate: ConsultationTenure: Ongoing

What Our Clients Say

Don't just take our word for it. Here's what our satisfied clients have to say about our services.

UT Financial Services helped us secure working capital within 48 hours when we needed it most. Their quick processing and professional service saved our business deal.

Adebayo Ogundimu

CEO, Lagos Trading Company

The personal loan process was seamless and transparent. The team was very supportive throughout, and I got the funds exactly when promised.

Fatima Abdullahi

Small Business Owner

Their auto loan service helped me expand my transport business. The 60% financing option was perfect for my budget, and the repayment terms are very reasonable.

Chinedu Okwu

Transport Business Owner

UT Financial Services helped us secure working capital within 48 hours when we needed it most. Their quick processing and professional service saved our business deal.

Adebayo Ogundimu

CEO, Lagos Trading Company

The personal loan process was seamless and transparent. The team was very supportive throughout, and I got the funds exactly when promised.

Fatima Abdullahi

Small Business Owner

Their auto loan service helped me expand my transport business. The 60% financing option was perfect for my budget, and the repayment terms are very reasonable.

Chinedu Okwu

Transport Business Owner

UT Financial Services helped us secure working capital within 48 hours when we needed it most. Their quick processing and professional service saved our business deal.

Adebayo Ogundimu

CEO, Lagos Trading Company

The personal loan process was seamless and transparent. The team was very supportive throughout, and I got the funds exactly when promised.

Fatima Abdullahi

Small Business Owner

Their auto loan service helped me expand my transport business. The 60% financing option was perfect for my budget, and the repayment terms are very reasonable.

Chinedu Okwu

Transport Business Owner

UT Financial Services helped us secure working capital within 48 hours when we needed it most. Their quick processing and professional service saved our business deal.

Adebayo Ogundimu

CEO, Lagos Trading Company

The personal loan process was seamless and transparent. The team was very supportive throughout, and I got the funds exactly when promised.

Fatima Abdullahi

Small Business Owner

Their auto loan service helped me expand my transport business. The 60% financing option was perfect for my budget, and the repayment terms are very reasonable.

Chinedu Okwu

Transport Business Owner

Licensed & Regulated

We operate under the strict supervision and regulation of the Central Bank of Nigeria, ensuring the highest standards of financial service delivery.

CBN

Central Bank of Nigeria

Authorized Non-Bank Financial Institution

As a CBN-licensed institution, we adhere to strict regulatory standards, ensuring your financial transactions are secure, transparent, and compliant with Nigerian banking regulations.

Regulatory Compliance

Full compliance with CBN regulations and banking standards

Secure Transactions

Your financial data and transactions are protected by industry-standard security

Professional Standards

Maintaining the highest professional and ethical standards in all operations

Customer Protection

Your interests are protected under Nigerian financial consumer protection laws